Residential Loans

Wednesday, November 9, 2016 10:27:00 AM

Purchasing a home, building your dream home or refinancing your existing home loan, Raymond Federal Bank will assist you with competitive rates and favorable terms.

Conventional Mortgage Loans
Primary & Secondary Residence Purchase or Refinance
Vacation Home
Investment Properties (rentals – non owner occupied)
Condominiums
Manufactured Homes/Modular/Pre-Fabricated Homes (purchase and set-up)
Bare Land or Lot
Home Equity
Home Equity Lines of Credit
Construction Loans (permanent financing included)
Low Down Programs (mortgage insurance required)
First Time Homebuyer Program

Auto-Pay Rate Discount
Your contractual loan rate is decreased by .25% when your monthly payment is deducted on the payment due date from your Ray Fed checking account.

How do I get started?

It's easy, follow our Getting Started Guide to get the process started.

Getting Started Guide