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Residential Loans
Purchasing a home, building your dream home or refinancing your existing home loan, Raymond Federal Bank will assist you with competitive rates and favorable terms.
- Conventional Mortgage Loans
- Primary & Secondary Residence Purchase or Refinance
- Vacation Home
- Investment Properties (rentals – non owner occupied)
- Condominiums
- Manufactured Homes/Modular/Pre-Fabricated Homes (purchase and set-up)
- Bare Land or Lot
- Home Equity
- Home Equity Lines of Credit
- Construction Loans (permanent financing included)
- Low Down Programs (mortgage insurance required)
- First Time Homebuyer Program
Auto-Pay Rate Discount
Your contractual loan rate is decreased by .25% when your monthly payment is deducted on the payment due date from your Ray Fed checking account.
How do I get started?
It's easy, follow our Getting Started Guide to get the process started.