Getting Started

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Getting a loan at Raymond Federal Bank is easy, follow these steps to get started.

1. Download the form below
2. Fill it out as thoroughly as possible
3. Visit, call or email the Raymond or Long Beach branch to finish the process, see our loan contacts
4. Gather the documents from the check list below (This information is not required to receive a loan estimate.  However, in order to be approved the data will be required.)

• Mortgage Loan Application  
  • Co-Borrower Application 
• Consumer Loan Application

Required Document Checklist

For all loans:

• Copy of last 2 years W-2’s and or 1099’s
• Last 2 month’s bank statements, all accounts, all pages
• Last 2 month’s pay-stubs
• Documentation of any social security, pensions, or military retirement pay
• Copy most recent statements for all investment/retirement accounts
• A letter of explanation for derogatory credit, if applicable
• Photo ID (Driver's License, Passport, State or Military Issued ID card)
• Copies of 2 most recent complete personal tax returns, include all schedules, K-1s and all referenced worksheets (if self employed)
• Copies of 2 most recent complete business tax returns (if applicable), include all schedules, K-1s and all referenced worksheets

Additional Documentation for Mortgage Application

• Copy of most recent Mortgage Statement for all properties
• Copy of Homeowners Insurance for all properties
• Copy of Real Estate Tax Statements for all properties
• If this is a purchase please provide a copy of the Purchase and Sale Agreement
• Copies of any Rental Agreements for all investment properties, if applicable

Additional Documentation required for Residential Construction

• Copies of plans
• Specifications
• Cost breakdown
• Contractor’s agreement
• Permits
• Draw schedule