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$100–$7,499 @ 1.25% / 1.26% APY*
$7,500–$14,499 @ 1.30% / 1.31% APY
$15,000–$49,499 @ 1.35% / 1.36% APY
$50,000 and over @ 1.40% / 1.41% APY

Required Minimum Balance to obtain Annual Percentage Yield (APY)

Community Information

You are our community. Raymond Federal Bank has branch offices in Raymond, Long Beach, and South Bend located in southwest Washington. You can click on many of the links on our site to learn what the scenic Willapa Bay area has to offer.

Products

We offer a full range of banking services for you. We offer a full range of product to suit your needs:

Checking: We've got the checking account you're looking for.
Savings & Investments: Whether you are starting your savings or looking for a place to put your savings to work for you, we can help.
Loans: Let us help you finance your dreams.
Credit Cards: Raymond Federal Bank offers credit card options through Élan Financial Services. Stop by your local branch office to determine which card is best for your purchasing style and apply for the one that best suits you.
ATMs: Locate ATMs to get cash 24 hours a day. Your Raymond Federal Debit card provides free access to a nationwide Money Pass Network. Locate the nearest ATM
Services: Review the other crucial services we offer for you.

Security

Make sure you're secure Your identity and security are important to Raymond Federal Bank. This website has a security feature that works 24 / 7 just like you do. So, no matter where you are and no matter what you are doing our free identity verification service will be protecting your accounts. Click here to learn more about Multi Factor Authentication.

In addition to help maintain security you should close your browser when you have completed your internet banking session. This way no unauthorized person is able to view your private account information. Remember, never share your password with another person. Keep your password a secret.

Foreclosure Help and Information

You may be contacted by letter or phone call from your lender that you are at risk of facing foreclosure. If you receive a letter or are contacted, try to work with your lender to assess your ability to repay the debt and consider other options. Learn more...

Your Raymond Federal Debit card provides free access to a nationwide Money Pass Network. Locate the nearest ATM

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does NOT include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts (IOLTAs).

For more information about temporary FDIC insurance coverage of transaction accounts visit www.fdic.gov.

* "APY" stands for "Annual Percentage Yield."